We are Disability Benefits Advisors with over 15 years of group disability benefits expertise, including but not limited to underwriting, claim administration, management and claim decision quality assurance.
Our broad experience in claim management for major insurance providers in Canada allows for a step-by-step personalized approach to even the most complex disability cases. Our Claims Consultants will work hard to ensure that you are being treated fairly and that you receive the benefits you are entitled to under your short-term and/or long-term insurance policy.
We are able to guide our Clients through all stages of their short-term and long-term disability claims and on appeals.
We provide professional advice, which includes but is not limited to filling out forms, clarifying benefits entitlement and providing information as to the most crucial medical requirements. We provide medical and legal recommendations, where necessary, and we remain available for any and all types of questions throughout the life of the claim.
Information with regards to Short-term and Long-term Disability claims, physical and mental health related.
Form completion, contractual benefits reviews, occupation vs restrictions and limitations information.
Step-by-step guidance throughout all stages of short-term and long-term disability claims and on appeals. Assistance with application forms, letters and email drafting.
Advice regarding Canada Pension Plan application process, general implications and forms completion.
Change of Definition (own to any occupation transition) preparation and assistance with appeal process.
English to Polish translations and assistance with claim forms, immigration forms, email/letter writing and more.
At BF&M, we are committed to providing comprehensive support to our plan members as they navigate the complexities of their disability claims. We partner with experienced disability lawyers to ensure our members receive expert legal guidance throughout the claims process. This collaboration helps our members understand their rights, gather necessary documentation, and effectively present their cases, ultimately increasing their chances of a successful claim.
In addition to legal support, we work closely with medical professionals to offer enhanced assistance tailored to each member's unique situation. Our partnerships with physicians, therapists, and specialists ensure that members receive accurate medical assessments, appropriate treatments, and thorough documentation of their conditions. This multidisciplinary approach not only aids in the smooth processing of claims but also promotes better health outcomes for our members, reflecting our commitment to their well-being and recovery.
Here are some of our customers that have had successful claims with our firm.
Dealing with BF&M was a true pleasure. My advisor cared about my well being during the process and gave me the best advice possible. My advisor was available for questions at all times of the day and her advice makes dealing with insurance companies less stressful. She provides valuable information, effectively problem solves and jumps in when necessary, but values her clients’ opinions and feelings first and foremost. As such, I wholeheartedly recommend BF&M if you need help with your insurance claim. Thank you!
My advisor was full of positive energy and professionalism. She had tons of insurance and legal experience, and she definitely knows how to share it with others. She was not only able to guide me through my most difficult times by providing document drafting assistance, attending meetings with me, reviewing my correspondence and arranging legal referrals, but was also able to provide me with the most needed emotional support through it all, which meant the world to me.
The dedicated professionals at BF&M had a tremendous impact on my understanding of the general disability appeal process. They gave me plenty of their time and shared their depth of experience and knowledge with me. My agent at BF&M was a diligent, hard working and a creative person. They know how to put things together and make connections that are life enhancing. Also, I found the whole experience to be cooperative and easy. I highly recommend BF&M's services to anyone who needs help filing a disability claim.
You were injured, became ill or are feeling depressed and can no longer work. Your employer and your insurance company are asking you to fill out forms and provide information you do not understand or, perhaps, your disability claim was declined and you do not know what to do next. You are feeling frustrated and confused and the stressful situation is making your recovery even harder.
We can help.
We know dealing with insurance companies can be frustrating, and we are here to assist you every step of the way. Call us for your free 30 minutes consultation today.